A payment, or a refund of reasonable costs such as meals and a hotel, when your departure is delayed longer than the threshold in the policy, for a reason it lists. It is separate from what the airline owes you.
How it reads in a policy
What to check
- The threshold, in hours.
- Whether it pays a fixed amount or reimburses receipts.
- The listed causes of delay.
Read the policy wording before you buy: what’s covered, the limits, the excess and the exclusions.
Questions
What does travel delay benefit mean in travel insurance?
A payment, or a refund of reasonable costs such as meals and a hotel, when your departure is delayed longer than the threshold in the policy, for a reason it lists. It is separate from what the airline owes you.
Where do I find the travel delay benefit in my policy?
In the policy wording, usually in its definitions and the section it belongs to; your own numbers are in the schedule of cover.
Related words
The three insurers
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Updated 2026-10-24.