An optional upgrade, mostly sold on US plans, that refunds part of your prepaid trip costs (not all of them) if you cancel for a reason the standard cancellation section doesn’t list. It usually has to be bought soon after your first trip payment, and used a set time before departure.
How it reads in a policy
What to check
- The share of costs it refunds.
- The deadline to buy it after your first payment.
- How long before departure you must cancel.
Read the policy wording before you buy: what’s covered, the limits, the excess and the exclusions.
Questions
What does cancel for any reason mean in travel insurance?
An optional upgrade, mostly sold on US plans, that refunds part of your prepaid trip costs (not all of them) if you cancel for a reason the standard cancellation section doesn’t list. It usually has to be bought soon after your first trip payment, and used a set time before departure.
Where do I find the cancel for any reason in my policy?
In the policy wording, usually in its definitions and the section it belongs to; your own numbers are in the schedule of cover.
Related words
The three insurers
We earn a commission if you buy after following these links. It never changes what this page says, and we don’t give advice. Who each insurer is.
Updated 2026-10-24.