Many travel insurers only sell to residents of particular countries. EKTA sells travel insurance for any nationality and destination, bought in minutes; VisitorsCoverage and SafetyWing are worth comparing too. Eligibility is set by each insurer, so check it on the insurer’s page.
Why nationality and residence matter
Insurers are licensed country by country, and many plans are sold only to residents of the countries they’re licensed in. That’s why a quote form asks where you live, and sometimes your citizenship. Who each insurer we link to is, in its own words.
What to check
- Who can buy: residence, citizenship and age limits.
- Where you’re covered, and any excluded countries.
- Medical limits and emergency evacuation.
- Whether you can buy after your trip has started.
Read the policy wording before you buy: what’s covered, the limits, the excess and the exclusions.
Each insurer’s own page for this
We earn a commission if you buy after following these links. It never changes what this page says, and we don’t give advice. Who each insurer is.
Questions
Can I buy travel insurance if I don’t live in my home country?
Often yes, but eligibility depends on the insurer. Some sell to any nationality; others only to residents of specific countries.
Can I buy travel insurance after I’ve left?
Some insurers allow it, often with a waiting period. Check the policy wording.
Does picktheinsurance sell insurance?
No. The insurers sell the cover, on their own sites.
Keep reading
Updated 2026-10-24.