# picktheinsurance.com: intents.md

    intent:   insurance.quote
    type:     venue
    version:  0.1
    updated:  2026-10-24
    protocol: https://intentsmd.com

## What this venue does

Takes a **travel-insurance intent** (destination, dates, travellers, coverage needs) and
returns the three travel insurers it links to, always in the same order, each with its own
description, who it is (from its own statement), and a disclosed `/go` link. picktheinsurance
is not an insurer, doesn't sell insurance and gives **no advice**; it earns a commission if
you buy. Who each insurer is: https://picktheinsurance.com/the-insurers/

## insurance-quote schema (v1)

| field | values |
|---|---|
| `product` | `travel` (mainstream auto/health/life not offered: a licensed-producer lane) |
| `region` | destination(s) |
| `dates` | trip start + duration |
| `travellers` | count + age bands |
| `coverage` | `medical` \| `cancellation` \| `baggage` \| `delays` |
| `contact` | optional |
| `signature` | `L0` (default) \| `L1` \| `L2` |

Tier-0-first: an unsigned `L0` intent is the default.

## Settlement

    rail:        network-postback         # affiliate S2S, not a hand-copied link
    partners:    VisitorsCoverage, EKTA (via Travelpayouts) · SafetyWing (ambassador referral)
    disclosure:  always
    payout:      per policy purchased

## Compliance

No advice and no ranking. Cover, eligibility and terms are set by each insurer.
Mainstream auto / health / life insurance is **out of scope** (state licensed-producer
regime). Travel/nomad insurance is the lane here.

## Endpoints

    GET /llms.txt   content map for crawlers
    GET /agents.md  interaction contract

    GET /go/{insurer}?topic={topic}   the insurer's own page for a kind of trip, else its general page

Topics: schengen, medical, cancellation, nomads, any-nationality, family, student, senior, cruise, us-visit, pre-existing.